Sunday, April 11, 2010

Art then takes out his iPhone, opens the workers compensation app ...

Art, an insurance agent meets with Joe the controller of a hotel, and finds that the hotel has been facing increases in their workers compensation insurance costs. Art asks Joe for the hotel’s FEIN, his email address, and anticipated payroll for next year.

Art then takes out his iPhone, opens the workers compensation app and enters the FEIN and other information into his phone. In seconds, Art has produced an insurance quote, with multiple options and it has already been emailed to Joe, his future client.

Sound far fetched? We already have the technology

Thursday, September 17, 2009

Markets4.com web site launch

Today am preparing the http://www.markets4.com/ web site for launch. We wanted the site to be professional yet look and work unlike any other business insurance site, taking into account social marketing and all the internet currently has to offer in terms of expanded interactive capabilities.

What do you think?

Friday, July 24, 2009

Close more sales without focusing on price

It's great to save your client money, particularly in a recession. There is a lot the agent can do for their commercial insureds besides lowering their premiums.

The cost of workplace injuries far exceed the cost of the premium, both in terms of human cost and additional business expense including:
  • Other employees came to aid the injured employees and all work was stopped
  • Equipment involved may have to be inspected by OSHA and insurance companies - rendered useless until checked
  • Management’s time and efforts are expended in researching the claim, assisting with litigation and subrogation and may have to be deposed or even sit before a judge
  • An essential employee will be out of work for some period of time, even if there are no indemnity payments. This makes the true cost multiplier extremely large on smaller claims.
  • An essential employee may have to be replaced, expending more HR and Training resources
  • If there are many accidents or severe accidents at a workplace, your clients risk their reputation and ability to attract employees

Here is an easy to use manual that empowers you to track these costs for your client, getting the essential buy-in for ensuring that your client provides appropriate safety leadership within their organization. You can then ensure that your client has the tools to execute a complete safety program

Note: this document contains over 100 safety talks and about a dozen HR forms, so be patient.

http://newmarkets4.com/wctraining.doc